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Sayani Chakraborty

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Analysis Of Financial Technology And Its Latest Impact On Money Transactions

Sayani ChakrabortySeptember 20, 20220

Payment systems are being impacted by the technology transformation now taking place in the modern world. FinTech, short for "financial technology," is a term that refers to the ways in which new developments in this field are modernising outdated methods. The demands for digital banking, financial, and payment services have been pushed by the COVID-19 epidemic, just as digital technology has been and will continue to reshape payments, lending, insurance, banking, and more. The transition from brick-and-mortar banks to internet banking has had far-reaching effects on the ways in which consumers make purchases. This shift is being fueled by reasons including cheaper transaction processing, better security, and easier access to information via online banking and mobile apps. Payment alt...

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Why Capitalist Market Requires A Shift In Its Primary Concern?: Analysis

Sayani ChakrabortySeptember 19, 20220

Many individuals wonder whether or not market-based capitalism can be improved by shifting its focus. During the 1940s through the 1980s, we witnessed a typical battle between market and state capitalism. Market capitalism triumphed against state capitalism, right? The big question is whether or not this is correct. China is quickly becoming an economic and financial superpower. The goal is to build up infrastructure in developing nations by lending money at excessive interest rates, causing such nations to go bankrupt under the weight of their debt to China. When a country is unable to pay back its debts and the interest accrued on them, it is forced to forcibly liquidate the assets it has created. Without fighting, countries are losing vital land to a new sort of colonialism. Keep i...

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Goa Defection Suggests Congress Needs To Solve Its Leadership Problem Quickly

Sayani ChakrabortySeptember 17, 20220

The recent defection of eight of the Congress party's eleven MLAs in Goa to the Bharatiya Janata Party (BJP) was a serious blow to the party's chances of retaining power in the state. In the most recent state assembly, there were members of the Congress party who defected from Goa. Even more stunning is the fact that the Congress MLAs who defected had previously taken an oath on the Constitution, stating that they would not desert the party if they were successful in the assembly elections held earlier this year. At the point of fact, they had vowed the very same thing in each of their various places of worship. As a consequence of this, the traitors have a legitimate argument that they were motivated by the desire to obtain riches and prestige. We have no choice but to hold out...

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States Compete For Industrial Investment, Just Handful Emerge As Victorious

Sayani ChakrabortySeptember 15, 20220

There have been loud political battles in Mumbai since Maharashtra lost the Rs 1.54 lakh crore Vedanta-Foxconn semiconductor project to Gujarat. This, however, is smart politics. Such politics puts pressure on state governments to actively pursue private investment. Having employment, investment, and living standards become regular top-list concerns in party debates and voter attention will be even better for the political system. The PM's remarks sparked a national discussion over rival promises of freebies, which is the worst type of politics because, if freebies dominate policy thought in the present, the future would necessarily be dark. The good news is that certain governments are competing for high-stakes international investment despite freebie politics, and they are doing s...

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Jesus Row: Rejection Of TN Temples Likely To Impact Rahul Gandhi’s Campaign

Sayani ChakrabortySeptember 12, 20220

Rahul Gandhi's question, "So, Jesus Christ is a form of God" went viral minutes after chatting with the controversial Christian preacher George Ponniah from Kanniyakumari. After hearing the priest's response—"He's a genuine God... God exposes him as a man, a human person, not like Shakti or this power." There was widespread shock and fury in Congress. It was thought that this exchange was enough to derail the Congress' 'Bharat Jodo Yatra', at least in the northern part of the country. Perhaps Rahul wasn't given enough context before meeting with this controversial, "arrogant" preacher who thought he was the only one who could win over Christian voters in the Kanniyakumari area. Others thought that rather than publicly spectacle himself, he might have asked his Catholic mother Sonia some...

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Understanding Complicity Between Colonial State And Subaltern Class

Sayani ChakrabortySeptember 12, 20220

In studies of the experiences of India's poor and disenfranchised in the modern era, historians have often portrayed subalterns and the colonial state as antagonistic. Historians affiliated with the Subaltern Studies Collective were correct in their assessment that subaltern awareness existed outside from or in opposition to colonial modernity and its different institutions. They believed that genuine opposition to western social and political patterns originated in a separate subaltern domain that was unfettered by the colonial authority. That's why they zeroed in on the most spectacular instances of peasant uprising against the zamindar, sahukar and sarkar complex. The subaltern became a symbol of resistance in their hands. However, the history of colonial India is rife with examp...

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Mamata Hints At Unified Resistance In 2024: With Whom Will She Unite?

Sayani ChakrabortySeptember 9, 20220

The chief minister of Bengal has spoken out against the BJP and a segment of the media for what she claims is a vicious campaign against her and other party leaders. Mamata Banerjee, chief minister of West Bengal, announced on Thursday that she and the chief ministers of neighbouring Bihar and Jharkhand would work together with several other opposition parties to defeat the BJP in the 2024 Lok Sabha elections. Mamata, also the supreme leader of the Trinamul Congress, predicted the BJP would be swept from power here at a party event. "There will be a gathering in 2024 with myself, Nitish Kumar, Hemant Soren, and many more. The BJP will be defeated with the combined efforts of all opposition parties. We're going to form one camp and the BJP will make up the other. Its confidence in wi...

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There Seems To Be A Modi Cult Everywhere, But How Long Will This Last?

Sayani ChakrabortySeptember 7, 20220

Millions of Indians have two COVID-19 immunisation certificates. Each document has Narendra Modi's signature. We must all hear that he has protected us with his compassion and plenty. Due to Ganesh Chaturthi, images of the rotund Hindu god Ganesh are proliferating. Several photographs show Modi. He's been in the media. He's on sarees and book covers. He opens bridges and warships. He inaugurated projects in Bhuj, Kerala, and Mangaluru in a week. He makes all the announcements while those ministers keep quiet. They brag about his excellence when they speak. Always highlight the uniqueness. Kim Jong Un can learn from him. Nirmala Sitharaman, India's finance minister, chastised a district collector for not displaying a Narendra Modi flag at a ration shop. She said the federal govern...

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Can Religious Clothing Be Worn In Secular Public Schools?: Supreme Court On Hijab Row

Sayani ChakrabortySeptember 6, 20220

Multiple petitions were being heard by the Supreme Court, all of which aimed to overturn the Karnataka high court's decision to sustain the ban on the hijab. The Supreme Court, while hearing several petitions Monday challenging the Karnataka high court's decision to uphold a ban on hijab, noted that a person has a right to practise religion, but the question is whether it can be taken to a school which has a set uniform. The highest court in the land wanted to know if a hijab-wearing student could attend a school that required students to wear uniforms. It's possible that you have the freedom to practise whichever religion you choose. But can you put that into practise in a school that requires a uniform? A panel consisting of Justices Hemant Gupta and Sudhanshu Dhulia said that thi...

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India’s Democratic Setup Receives Vehement Attack And Assault

Sayani ChakrabortySeptember 6, 20220

The Prime Minister vehemently criticised the "freebie culture" last month at a public speech. He took particular aim at the norm of giving out free stuff in exchange for votes. It's all part of a plan to win over voters, he said, and the free stuff is just a bonus. He insisted that this strategy had to be countered, saying, "those who dis­tribute freebies would never create expressways, airports, or defence routes to encourage growth." As the Prime Minister railed against giveaways, the courts stepped in to prevent political parties from promising benefits for the poor and powerless. A three-judge bench of the Supreme Court of India, led by the Chief Justice of India (CJI), had suggested a wide-ranging expert committee to examine the issue of freebies after a recent public interest ...

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Godrej Chairman Asks Centre To “Stop Dividing Country” and “Do More”

Sayani ChakrabortySeptember 5, 20220

Godrej Industries' chairman Nadir Godrej has called on the government to "do more" to heal divisions in the country. Top businesspeople, like Godrej, seldom weigh in on social or political issues like these. In 2019, the late businessman Rahul Bajaj claimed that fear of reprisals keeps business leaders silent. Godrej, who is also the managing director of Godrej Industries, stated that while the country was "doing extremely well" economically and pursuing social measures like financial inclusion and education, more could be done to "unify the country." I believe it is time for us to stop separating the country and work instead toward bringing people together. Godrej told PTI on the eve of a book launch, "I think that's important and I'm sure the government also recognises that the ec...

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