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RBI Announces New Policy For Microfinance Loans; Read On To Know More

Pooja YadavMarch 17, 20220

Reserve Bank of India (RBI) once again made announcements regarding the regulatory framework on microfinance loans. RBI has done away with the margin caps on the pricing of small loans given by non-banking financial company-microfinance institutions (NBFC-MFIs). Earlier, as far as the limit was concerned, there was a limit on the charge per unit charged by microfinance lenders. The most rate of interest was 10-12% above the price of funds incurred by the institution or 2.75 times the common interest rate of the five-largest commercial banks, whichever is lower. Now, the removal of margin caps brings NBFC-MFIs to the identical level as other lenders like banks. This can pave the way for the underwriting of loans supported risk analysis. Also, betting on the borrower, a risk premiu...

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Centre Announces ‘Meri Policy Mere Haath’ In Karnataka; Know Highlights

Pooja YadavMarch 17, 20220

Meri Policy Mere Haath campaign was launched in Hassan, Karnataka by the centre. The campaign is a component of the Pradhan Mantri Fasal Bima Yojana (PMFBY). The campaign is geared toward motivating all farmers within the country to ensure their crops. Under this campaign, it is assumed that every farmer who has taken insurance under the PMFBY will get the policy documents at their doorstep. The campaign empowers the farmers through crop insurance awareness and by bringing the contract to their doorsteps. The campaign will help in increasing the direct communication between the farmers and insurance companies. Thus, it bridges the prevailing trust deficit between farmers and insurance companies. Other farmers will get motivated and the sum of money of Pradhan Mantri Fasal Bima...

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BMC Releases Mumbai Climate Action Plan; Becomes First City In India

Pooja YadavMarch 17, 20220

The Maharashtra government has launched the Mumbai Climate Action Plan (MCAP) which was prepared by Brihanmumbai Municipal Corporation (BMC). With this, Mumbai has become the first city in India to have such a strategy. Before the preparation of MCAP, a vulnerability assessment of greenhouse emission (GHG) and natural green cover inventory was conducted. World Resources Institute (WRI), India, and therefore the C-40 Cities network provided technical support to BMC for the preparation of the plan. Highlights of MCAP MCAP has laid down a 30-year roadmap for Mumbai to tackle the challenges of temperature change. it's set short-, medium- and long-term climate goals to realize the target of net zero emissions by 2050. It's identified six strategic areas where massive changes will need ...

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India Loses 1/3rd Solar Power Prospects Due To Air Pollution: IIT Delhi Study

Sonia SolankiMarch 17, 20220

The latest study conducted by the Indian Institute of Technology (IIT) Delhi reveals the effect of polluted air on solar power prospects. Although the study is done in order to study the impact of pollution on renewable energy goals of India. According to this study, "India lost almost 29% of its global horizontal irradiance potential between 2001 - 2018." Why Renewable Energy Is Crucial? In India's portfolio of climate control, one of the main factors is the enhancement of Solar energy utilization. At present India stands at the fifth position in solar energy production capacity with 50 terawatts every hour.  The sensitization of climate change is a necessity as we are moving ahead with new technologies. The humungous issue of pollution has affected millions and millions of l...

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Ajay Bhushan Pandey Becomes Next Chairperson Of National Financial Reporting Authority

Pooja YadavMarch 16, 20220

The approval for the appointment of former finance secretary Ajay Bhushan Pandey as the chairperson of the National Financial Reporting Authority (NFRA) has come by the Appointments Committee of the cupboard (ACC). NFRA is a statutory body established in 2018 under the Businesses Act 2013. It is an independent regulatory body, which oversees the auditing profession, accounting standards and policies in India. The authority recommends the formulation and laying down of accounting and auditing policies and standards for companies and their auditors. It also monitors and enforces compliance with accounting standards and auditing standards in such a manner as could also be prescribed. NFRA also oversees the standard of service of the professions related to ensuring compliance with s...

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First Indigenous COVID Drug Vincov-19 Completes Trial, Says CSIR

Pooja YadavMarch 16, 20220

With the completion of clinical trials that demonstrated excellent results, the primary indigenous drug to treat COVID-19 named Vincov-19 is anticipated to be made available to the general public soon. CSIR-Centre for Cellular & biological science (CCMB), VINS Bioproducts and the University of Hyderabad (UoH) has collaborated to make the drug, Vincov-19. To create this drug, the foremost step taken was the SARS-CoV-2 virus was inactivated and injected into horses. Then the anti-bodies that are generated through the bodily fluid are synthesized to purify and produce a drug. This drug is later on injected into humans to neutralise the COVID virus. The CCMB is an Indian fundamental bioscience research institute based in Hyderabad. UNESCO’s Global Molecular and Cell Biology Networ

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Australia’s La Trobe University Develops Tool To Detect Autism In Early Stage

Pooja YadavMarch 16, 20220

Australia’s La Trobe University has developed an early screening tool that will detect autism in children aged between 12 and 24 months. The new tool by many experts refers as Social Attention and Communication Surveillance (SACS). It's two elements -- SACS-Revised and SACS-Preschool. The SACS tool is translated into eight languages and is currently utilized in the subsequent 11 countries: Bangladesh, China, Italy, Japan, Nepal, New Zealand, Poland, Singapore, Asian countries, Spain, and the UK. Researchers who belong to Australia’s La Trobe University conducted a five-year study on around 13,500 children. Of the younger population aged between 12 and 24 months “flagged by the screening tool,” 83% were later diagnosed with autism. This study is excessively published by the medic...

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India’s Maternal Mortality Ratio (MMR) Declines By 10 Points : Deets Inside

Sonia SolankiMarch 15, 20220

Maternal Mortality Ratio (MMR) is the number of maternal deaths per 100,000 live births. India has shown an improvement in MMR numbers. The Ratio is 103 for the year 2017-2019 whereas in 2016-2018 it was 113. The decline in the ratio is 10 points. Not only this India is seeing a constant decline in MMR over the few years. Like 130 in 2014-16, 122 in 2015-17, 113 in 2016-18 to 103 in 2017-19. This constant decline brings great hope for attaining India's Goal of MMR at 70 by 2030. MMR's Condition Statewise : Under National Health Policy (NHP), the states who have achieved the Sustainable Development Goal (SDG) rise to 7 as compared to 5. It includes the States of Kerala, Maharashtra, Telangana, Tamil Nadu, Andhra Pradesh, Jharkhand, and Gujarat. But there are states which are...

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“IAEA Establishes Talks Between Russia And Ukraine: Read On To Know More…”

Pooja YadavMarch 14, 20220

International Atomic Energy Agency (IAEA) Director-General has said that IAEA has succeeded in establishing a high-level direct dialogue on nuclear security between Russia and Ukraine. Establishing direct dialogue IAEA Director-General held meetings with the foreign ministers of Russia and Ukraine in Turkey. Delegations from both countries also participated. At the meeting, both countries agreed to determine high-level direct dialogue and still engage with IAEA. Status of nuclear reactors in Ukraine According to IAEA, eight of Ukraine’s 15 nuclear reactors are still operating despite the continuing armed conflict. Some of the reactors are been under the control of Russia. On 9th March IAEA was informed by Ukraine that the defunct Chernobyl atomic energy plant is disconnected

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ArticleIndia

Orissa Govt. Unveils Puri Heritage Corridor Project – Know Some Facts About It

Pooja YadavMarch 14, 20220

Puri Heritage Corridor Project was unveiled to rework Puri town into a global place of heritage. About the Project As far as the Puri heritage corridor project is concerned, it involves the redevelopment of important parts of Puri for tourism purposes. There are a complete of twenty-two projects, which is able to be executed in numerous phases. When we talk about the architectural design plan of the project ,it was approved by Shree Jagannath Temple Administration (SJTA) estimated at Rs 3,200 crore. In February 2020, the Odisha state assembly unanimously passed the resolution to start the primary phase. during this regard, Rs 800 crore was provided under Odisha’s Augmentation of Basic Amenities and Development of Heritage and Architecture at Puri (ABADHA) scheme. Later, another R

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UP Election Results: Small Parties Get Strong Control In State; Is BJP Losing It’s Charm?

Gunjan ChaudharyMarch 12, 20220

The political fertility in Uttar Pradesh can be speculated from how small parties getting a stronghold in the state and now getting fruits out of UP too. The best example of how much the parties are getting strong in the state can be gauged from the fact that the political parties of the state have started flourishing in the 2022 Assembly elections. Political experts believe that the way in which small political parties of the state have got a big and considerable hold in the assembly elections this time, they are also going to decide the new condition and direction of politics in the coming days of the state. The recently released results of the 2022 Assembly elections show that the Apna Dal is the third-largest party in Uttar Pradesh after the Bharatiya Janata Party and the Samajwa...

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ESA Launches Vigil Mission To Protect Against Sun’s Violent Outbursts

Pooja YadavMarch 12, 20220

Two spacecraft under the European Space Agency’s (ESA) Vigil mission, formerly referred to as Lagrange, are going to be stationed at the Lagrangian points L1 and L5, respectively. It’s the primary of its kind mission, with the aim of monitoring the unpredictable and active Sun and helping protect the planet from its outbursts. Solar flares, coronal mass ejections, geomagnetic storms, solar proton events and other space weather incidences are monitored by ESA Vigil. Monitoring of the space incidences will help in predicting the timing of its arrival on Earth and any effect it would wear on infrastructure. This mission plans to position two spacecraft within the L1 and L5 Lagrangian points, where gravitational forces interact to supply a stable region where propellant could als

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